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Liability Management

Educational Resources

Managing Liability and Risk (Video Presentation)
N.C. State faculty, Rod Rejesus and Ted Fietshans, provide an overview of liability and insurance options to manage risk exposure. This two-part presentation covers Module 8 of the N.C. MarketReady Fresh Produce Safety—Field to Family Good Agricultural Practices (GAPs) Training Curriculum.

GAP Certification: Is It Worth It? (PDF)
Third-party GAP certification is voluntary—it is not yet mandated by law. Growers must measure the economic cost against the benefits before deciding whether to pursue certification. This article, developed by N.C. State, outlines many of the benefits and costs growers should consider.

Insurance Coverage Options for Fresh Produce Growers (PDF)
Fresh produce growers today face several risks associated with food-borne illness outbreaks. With the variety of insurance coverage or policies available, this document, developed by N.C. State, will help fresh produce growers understand what policies best cover their farms.

E. Coli & Fresh Produce: Some Lessons Learned (PDF)
Presentation provides information on the economic impact of E. coli in spinach and onions, the potential economic impact on N.C. crops and management tools to implement GAPs.

Growers Insurance
An explanation of the rationale, forms and process of obtaining liability insurance for growers, specifically for direct marketing and agritourism. Includes a listing of companies that offer farm liability coverage.

Liability Management for Fruit and Vegetable Producers (PDF)
Presentation defines various types of liability, identifies sources of liability and points out insurance needs for fruit and vegetable producers.

Product Liability and Microbial Food-borne Illness (PDF)
USDA publication about implications of food safety for grower liability.

An Analysis of the First-Order Economic Costs of the 2008 FDA Tomato Warning. This paper looks at the economic costs caused by the 2008 FDA tomato warning. The paper reflects who in the supply chain bears the costs and offers suggestions on how to move forward.


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