Credit Report Addresses

To get copies of your credit report write or call following:

• Experian (formally known as TRW)
  701 Experian Parkway, Allen, TX 5013;
  P.O. Box 2104, Allen, TX 75013-2104;
  P.O. Box 949, Allen, TX75013;
  phone: 1-888-Experian, 888-397-3742 or 800-682-7654
  fax: 972-390-1680
  www.experian.com for more information or to order online
  
• Equifax Information Services Center
  P.O. Box 740241, Atlanta, GA 30374-0241.
  phone: 800-685-111?
  CBI, 223 Stoneridge Drive, Suite 1, P.O. Box 1446, Columbia, SC
  www.equifax.com for more information or to order online
  
• Transunion Consumer Relations
  P.O. Box 1000, Chester , PA 19022
  760 Sproul Rd., P.O Box 390, Springfield, PA 19064-0390
  phone: 800-88-4213 or 800-680-7289
  If you already have a copy of your report and have questions , you may call, 1-800-916-8800 or www.transunion.com for more information or to order on-line

Please keep in mind that different creditors may use different credit reporting companies. Just because something does not appear on one credit card report does not mean that it will not appear on another.

All of the credit bureaus will provide you a free copy of your credit report if you have been denied credit within the past 30 to 60 days, have been a victim of fraud, unemployed (usually requires proof of receiving unemployment benefits) or if you are on AFDC. If so, present them with a copy of the letter of denial of credit, police report for fraud, unemployment benefits or AFDC benefits and you should get copy of your credit history free of charge.

Otherwise, the current cost to obtain a copy of your credit history is $9.00.

Federal Law now allows one free credit report a year. Due to the expected demand for requests, a clearing house with process and procedure is being created and implemented by regions of the country with expected compliance for the East coast by September 2005.
03-04-2005

• Free Credit Report
  03-04-2005

Removal of Name for Mailed Ads

The following is the address to have your name removed from many mailing and/or telemarketing lists, Contact the Direct Marketing Association:

• Mail Preference Service
  P.O. Box 9008, Farmingdale, NY 11735-9014
• Telephone Preference Service
  P.O. Box 9014, Farmingdale, NY 11735-9008

FTC Identity Theft Hotline

• Identity Theft Clearing House
  Fedral Trade Commission
  200 Pennsylvania Avenue, NW
  Washington,DC 20580
  1-877-438-4338
  www.consumer.gov/idtheft

"Do Not Call" Registry

• Call 1-888-382-1222 from the phone from which you do not want to receive any unsolicited telemarketing calls or register online at http://www.nocallsnc.com/
  03-03-2005